Where governments pay their bills, and vendors watch the same clock.
One record of each invoice, from the day it arrives to the day the law says it must be paid. The finance office works on it. The vendor reads it.
Breathe. Get Paid.
Washington, D.C.Midday
A drawing of the national mall, lit as it is at this hour. We are a private company, not a government agency.
Step 1 of 3
Know the date
State prompt-payment laws set a deadline for local governments to pay, and many add interest when they pay late. The clock below reads the statute for you.
When must a government pay?
Pick the state and the day the invoice was received. The date comes from the statute.
Where the clock runs today
Choose a state to read its rule, then enter your dates to see the pay-by date and the interest the statute allows.
- On the clock today
- Not on the clock yet
The clock is written state by state, from the statute. If yours is not listed, join a list below and name it.
Step 2 of 3
Follow the invoice
The finance office and the vendor read the same record. Walk one invoice from either side: what the government does at each stop, and what the vendor sees.
$18,400.00
Approved
The department approves it and the fiscal officer certifies it.
Step 3 of 3
Get paid, on the date or sooner
A government pays on the date its law and its board allow. A vendor that cannot wait has the choices below. Each one says who pays you and what it costs you, so you can compare them.
Early Pay
- What it is
- Your government pays an allowed invoice before its due date. You choose the date.
- Who pays you
- The government, from its own cash, to the account it already pays. Nothing is sold and nothing is borrowed.
- What it costs you
- A rebate for each day early, shown in dollars before you agree. We invoice the government a contracted share of rebates; it is never taken from your payment.
- Where it is available
- Only where a government has joined, on its terms.
Working capital from an independent provider
- What it is
- An introduction to an independent provider of lines of credit, term loans or revenue-based financing.
- Who pays you
- The provider and its funders decide, state their terms and fund any offer. We are not a lender and do not make credit decisions.
- What it costs you
- We charge you no fee. A provider may pay us if you obtain financing, and that can be part of what the financing costs.
- Where it is available
- At any point before you are paid, in states where the program is open.
Requests are referred to LendAbiz Capital, an independent company, under a signed referral agreement.
Your side of the invoice
What a government gets. What a vendor gets.
A government's department approvers, fiscal officer and board work from one record. A vendor invited by a government on the platform gets an account, with every invoice at that government in one view.
An illustration of the screens. Every amount, date and item in it is invented.
Why it matters
State and local governments buy about $2 trillion a year, one invoice at a time.
In 2025 they bought $1.41 trillion of goods and services and $573 billion of structures, equipment and software. Each invoice behind those figures has someone who must approve it and a business waiting to be paid on it.
These are national figures. They are not amounts paid through this platform.
- Goods and servicesSupplies, utilities and contracted services. Payroll is not in this line.
- $1,412 billion
- Structures, equipment and softwareGross investment of $641 billion, less $69 billion of work by governments' own staff.
- $573 billion
- Bought in all
- $1,985 billion
Source: U.S. Bureau of Economic Analysis, national income and product accounts, tables 3.3 and 3.10.5. Figures for 2025, as published on September 30, 2026. All state and local spending that year, payroll and public benefits included, came to $4.52 trillion.
Built for public money
Controls a finance office expects
- Separate duties
- The person who builds a payment run cannot approve it.
- A record of approvals and payment runs
- Approvals, dockets and payment-run steps are written to a log that cannot be edited.
- Each government sees its own records
- Access is set by role and enforced in the database, not only on the screen.
- Masked numbers
- Fields we show hold the last four digits of a vendor's tax ID or bank account. Documents you upload appear as sent.
Who is involved
The companies beside the invoice, and where each one stands
Payment processing
Finix, a registered processor of Pathward, N.A., is selected as the processor for a card payout path that no government or vendor can use today.
Selected, tested with simulated payouts only, and switched off. No money has moved.
Card payouts
The path is built to pay a vendor's eligible debit card, and it is not part of a payment run. Visa Direct is the card network's service for sending funds to eligible cards.
Selected, tested with simulated payouts only, and switched off. No money has moved.
Working capital referrals
LendAbiz Capital is an independent business-financing company. It works with funders on cash advances, business loans and lines of credit.
Referral agreement signed. We are not a lender, and it may pay us if a business obtains financing.
We and LendAbiz Capital are independent companies: neither is the other's agent, and neither can bind the other.
Finix and Visa Direct are the names of their owners' services. No partnership with either company is claimed, and neither sponsors or endorses this platform.
What we are, and what we are not
- We are a private technology company.
- We are not a government agency, and we are not affiliated with or endorsed by any government.
- We are not a lender or a bank. An independent provider and its funders decide, state their terms and fund any offer. A provider may pay us if a business we introduced obtains financing.
- We do not hold public money or take ownership of any invoice. A government pays its vendors from its own bank account.
Start where you are
Breathe. Get Paid.
One record of each invoice, from the day it arrives to the day the law says it must be paid.
- I serve on a board or work in a government finance officeSee what the module does
- I want to know when an invoice must be paidCheck a pay-by date
- I would take earlier payment if my government offered itJoin the Early Pay list
- I need working capital for government workRequest working capital
- I already have an accountSign in